This article lists several apps that are available for anyone to use to help them make a budget, pay down debt, do financial planning, etc. Many of these apps are FREE!!! I have been using ACORN - it is an app on my phone that rounds up my purchases and invests that money into the stock market. It does cost me a dollar a money but I enjoy watching the widget on my phone showing the rise (and decline) of my "investment". It is a way for me to participate in the stock market without purchasing chunks of stock. Here is a link to the article: https://www.gottabemobile.com/2016/06/09/best-budget-apps/ let me know what you think and what you have tried.