Journal Article: Health Insurance Literacy and Low Wage Earners: Why Reading Matters

I am pleased to share an article from volume one, issue two of the new ProLiteracy peer-reviewed, online research journal, Adult Literacy Education: The International Journal of Literacy, Language, and Numeracy. This article is written by Iris Feinberg, Georgia State University; Daphne Greenberg, Georgia State University; Elizabeth L. Tighe, Georgia State University; and Michelle Mavreles Ogrodnick, Georgia State University. 

In the United States, worker health care is funded through health insurance plans paid for by employers. Insurance plans are written in complicated language that low wage earners (LWE), who have lower levels of education, may find difficult to understand. We examined the relationship between health insurance literacy (HIL), education, and literacy skills for 75 LWE. Results indicated low to moderate associations between literacies (reading, numeracy, digital), educational attainment and HIL; in a multiple regression analysis, only reading was uniquely significant. LWE with low educational attainment and poor reading skills may need additional support to understand and use their health insurance.  

Download the full article here. It is encouraged to leave your questions in this discussion thread.