The second of my three resolutions and a resource
Submitted by Miriamb3 on December 31, 2014 - 10:20pm
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My second resolution for 2015 is to get in better financial shape. I looked at the recent financial literacy resources and found Small Steps to Health and Wealth. This resource can be dowlnloaded at http://njaes.rutgers.edu/sshw/ and is reviewed at http://lincs.ed.gov/professional-development/resource-collections/profile-734
This resource is written at a high level and could not be used directly with most adult English learners, I think. However, it is does contain some useful suggestions and fun factoids such as the following:
Daily Financial Behaviors:
Follow a written spending plan (budget) for spending and saving money
Save at least $1per day and/or loose change in a savings account and/or a can or jar
Avoid using payday loans, car title loans, pawn shop loans, cash advances, and other high-cost debt
Eat at least two meals a day prepared at home instead of at a deli or restaurant (excluding traveling)
Use advertisements, apps, coupons, promo codes, sales, and/or discounts to save money on purchases
Do something proactive every day to save money or reduce expenses
I think it would be fun to share this information with a class and talk about why these might be good ideas, and to discuss which ones they would like to try and why.
By the way, in 2014 spending less and saving more was the third most common resolution made.